Investing Archives | Wealthfront Blog https://www.wealthfront.com/blog/category/investing/ Personal Finance & Investing Insights Mon, 25 Nov 2024 18:52:18 +0000 en-US hourly 1 https://www.wealthfront.com/blog/wp-content/uploads/2019/09/cropped-wave-logo-transparent-hi-res-500x500.png Investing Archives | Wealthfront Blog https://www.wealthfront.com/blog/category/investing/ 32 32 Wealthfront’s Automated Bond Ladder vs. a Certificate of Deposit (CD) https://www.wealthfront.com/blog/cd-vs-bond-ladder/ Mon, 25 Nov 2024 18:43:35 +0000 https://www.wealthfront.com/blog/?p=17484 When the Federal Reserve cut the federal funds rate in September 2024, the cut kicked off what many investors believe will be a period of falling interest rates. At a high level, this means borrowing costs (like the rate you pay on credit card debt or a mortgage) are likely to fall, but the interest […]

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]]> What an Election Year Means for Your Investments https://www.wealthfront.com/blog/election-year/ Tue, 29 Oct 2024 20:36:53 +0000 https://www.wealthfront.com/blog/?p=17442 Election years bring uncertainty, and this year’s presidential election is no exception. However, you might be surprised to learn that history shows they usually don’t have much impact on your portfolio. In this post, we’ll dig into the data. What history tells us about investing during election years To understand the impact of presidential election […]

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]]> Ask Wealthfront: What Do I Need To Know About the Yield Curve? https://www.wealthfront.com/blog/ask-wealthfront-yield-curve/ Fri, 11 Oct 2024 20:50:54 +0000 https://www.wealthfront.com/blog/?p=17417 Welcome to our Ask Wealthfront series, where we tackle your questions about personal finance and investing. Want to see your question answered here? Reach out to us on social media and we’ll try to address it in a future column.  What do I actually need to know about the yield curve?  You’ve probably seen the […]

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]]> How To Make the Most of Your Money When Interest Rates Decrease https://www.wealthfront.com/blog/money-when-interest-rates-decrease/ Fri, 27 Sep 2024 15:01:55 +0000 https://www.wealthfront.com/blog/?p=17403 Recently, the Federal Reserve lowered the target range for the federal funds rate. This decision affects most consumer interest rates, so it’s normal to wonder what this change might mean for you. In this post, we’ll explain what interest rate decreases mean for your money and how you can make the most of your savings […]

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]]> Is September the Worst Month for the Stock Market? https://www.wealthfront.com/blog/september-worst-month-for-stock-market/ Wed, 28 Aug 2024 23:26:47 +0000 https://www.wealthfront.com/blog/?p=17323 Is September the worst month for the US stock market? Depending on who you ask, maybe. This belief is so common that it has a name: the “September effect.” In this post, we’ll look at nearly a century of US stock market data to investigate whether there’s any truth to the idea that September is […]

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]]> What Are the Benefits and Drawbacks of IRAs? https://www.wealthfront.com/blog/ira-benefits-and-drawbacks/ Thu, 15 Aug 2024 23:44:09 +0000 https://www.wealthfront.com/blog/?p=12607 Individual retirement arrangements (IRAs) are a popular way to save for retirement, and with good reason—they come with numerous benefits for investors building long-term wealth. They also come with a few drawbacks you should be aware of. In this post, we’ll break down what you need to know, focusing on two popular account types: traditional […]

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]]> Ask Wealthfront: Should I Invest My Down Payment? https://www.wealthfront.com/blog/ask-wealthfront-should-i-invest-my-down-payment/ Wed, 14 Aug 2024 22:53:21 +0000 https://www.wealthfront.com/blog/?p=17304 Welcome to our Ask Wealthfront series, where we tackle your questions about personal finance and investing. Want to see your question answered here? Reach out to us on social media and we’ll try to address it in a future column.  I’m saving for a house. Should I invest my down payment or keep it in […]

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]]> Why Picking the Winning Sector Is a Losing Game https://www.wealthfront.com/blog/burt-alex-letter-summer-2024/ Tue, 30 Jul 2024 15:50:59 +0000 https://www.wealthfront.com/blog/?p=17278 Wealthfront clients are generally well aware of best practices for building wealth and a retirement nest egg. The holy grail consists of broad diversification, indexing, minimizing costs and taxes, rebalancing, and staying the course (all of which are key tenets of Wealthfront’s investment philosophy). But equally important is to avoid the common mistakes that have […]

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]]> Bond Ladders: What You Need To Know https://www.wealthfront.com/blog/bond-ladders/ Thu, 11 Jul 2024 16:56:55 +0000 https://www.wealthfront.com/blog/?p=17248 Bond ladders may be a buzzy investment strategy at the moment, but they’re more than just a passing trend. Bond ladders are also a time-tested approach for investors who want to protect and grow a windfall or save for a future purchase. But what are bond ladders, and who can potentially benefit from using them?  […]

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]]> Ask Wealthfront: Should I Pay Off My Mortgage Early or Invest? https://www.wealthfront.com/blog/ask-wealthfront-prepay-mortgage-or-invest/ Tue, 25 Jun 2024 16:56:00 +0000 https://www.wealthfront.com/blog/?p=17226 Welcome to our Ask Wealthfront series, where we tackle your questions about personal finance and investing. Want to see your question answered here? Reach out to us on social media and we’ll try to address it in a future column.  If I have extra cash, should I use it to pay off my mortgage early […]

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