federal funds rate Archives | Wealthfront Blog Personal Finance & Investing Insights Thu, 19 Sep 2024 19:12:54 +0000 en-US hourly 1 https://www.wealthfront.com/blog/wp-content/uploads/2019/09/cropped-wave-logo-transparent-hi-res-500x500.png federal funds rate Archives | Wealthfront Blog 32 32 How the Fed Funds Rate Impacts the Wealthfront Cash Account https://www.wealthfront.com/blog/how-the-fed-funds-rate-impacts-the-wealthfront-cash-account/ Thu, 19 Sep 2024 18:17:25 +0000 http://www.wealthfront.com/blog/?p=10575 You may not think about it very often, but the federal funds rate (or “fed funds rate” for short) almost certainly has an impact on your life. It’s an important factor in the interest you earn on your savings as well as the rate you pay on any loans or debt. The fed funds rate […]

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]]> What Impacts the Rate We Can Pay on the Wealthfront Cash Account? https://www.wealthfront.com/blog/what-impacts-the-rate-we-can-pay-on-the-wealthfront-cash-account/ Tue, 08 Oct 2019 22:02:54 +0000 //wealthfront.x5view.co/?p=11040 Note: As of , the Wealthfront Cash Account has a APY. Read more about it . Over the last few months, we’ve had to lower the interest rate on the Wealthfront Cash Account each time the Federal Reserve lowered the target fed funds rate. This may lead you to assume the only time your rate […]

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]]> The Fed is Poised to Lower Rates — Is This a Good Thing or a Bad Thing? https://www.wealthfront.com/blog/the-fed-is-poised-to-lower-rates-is-this-a-good-thing-or-a-bad-thing/ Mon, 29 Jul 2019 23:11:08 +0000 http://www.wealthfront.com/blog/?p=10741 Howard Marks, Chairman of Oaktree Capital, is well known for his thoughtful letters to his investors. Today, we're sharing his insightful letter about the Fed possibly lowering rates this week.

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]]> Why a CD Might Not Be Your Best Choice When Interest Rates Are Dropping https://www.wealthfront.com/blog/why-a-cd-might-not-be-your-best-choice-when-interest-rates-are-dropping/ Fri, 26 Jul 2019 20:09:44 +0000 http://www.wealthfront.com/blog/?p=10701 Note: As of October 2023, the Wealthfront Cash Account now offers up to in FDIC insurance through our partner banks. Whenever interest rates decline, as they are expected to do at the end of this month, you are sure to see a slew of articles published that encourage consumers to forego immediate access to their […]

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]]> Ally and Marcus Lowered Interest Rates During The Same Week The Wealthfront Cash Account APY Increased: Here’s Why That Might’ve Happened https://www.wealthfront.com/blog/why-did-ally-and-marcus-lower-their/ Mon, 01 Jul 2019 21:34:14 +0000 http://www.wealthfront.com/blog/?p=10648 Two popular banks offering high-interest savings accounts — Goldman Sachs’s Marcus and Ally Bank — cut their interest rates by 0.1% to 2.15% and 2.1% respectively within 48 hours of Wealthfront's cash APY going up again. So why did this happen?

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