Andy Rachleff | Wealthfront Blog https://www.wealthfront.com/blog/author/andy/ Personal Finance & Investing Insights Fri, 01 Nov 2024 19:30:06 +0000 en-US hourly 1 https://www.wealthfront.com/blog/wp-content/uploads/2019/09/cropped-wave-logo-transparent-hi-res-500x500.png Andy Rachleff | Wealthfront Blog https://www.wealthfront.com/blog/author/andy/ 32 32 What Is an ESPP and How Does It Work? https://www.wealthfront.com/blog/good-espp-no-brainer/ Thu, 24 Feb 2022 23:05:59 +0000 http://www.wealthfront.com/blog/?p=4550 An employee stock purchase plan (or ESPP) can be a very valuable benefit. In general, if your employer offers an ESPP, we think you should participate at the level you can comfortably afford and then sell the shares as soon as you can. This strategy allows you to lock in a return on your contributions […]

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]]> Why You Should Keep Investing When the Market Is Volatile https://www.wealthfront.com/blog/invest-despite-volatility-2-2/ Thu, 03 Feb 2022 21:06:43 +0000 //wealthfront.x5view.co/?p=4842 When markets are volatile (as they are right now), investors sometimes get uncomfortable. When your portfolio temporarily loses value, it can be very tempting to try and minimize your losses by stopping your regular investment account deposits. Unfortunately, when it comes to investing in a volatile market, what feels right is often wrong. In this […]

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]]> Stock Options vs. Restricted Stock Units (RSUs): What’s the Difference? https://www.wealthfront.com/blog/stock-options-versus-rsu/ Wed, 08 Dec 2021 22:31:05 +0000 http://www.wealthfront.com/blog/?p=4299 Depending on the company you work for, your compensation may include some form of equity — likely stock options or restricted stock units (RSUs). In this post, we’ll explain what they are, how they differ, and why you’re likely to be granted fewer RSUs than stock options (all other things being equal). What are stock […]

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]]> What the Debt Ceiling Crisis Means for Investors https://www.wealthfront.com/blog/what-the-debt-ceiling-crisis-means-for-investors/ Mon, 18 Oct 2021 22:04:03 +0000 https://www.wealthfront.com/blog/?p=14606 In times of uncertainty, like the current debate over the debt ceiling and looming possibility of a government shutdown, investors get rattled. As a result, they often stop making regular deposits to their investment accounts because they’re worried about the future. Unfortunately, hitting the brakes on your long-term investments because of short-term market fluctuations is […]

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]]> Announcing the 2021 Wealthfront Career-Launching Companies List https://www.wealthfront.com/blog/announcing-2021-career-launching-companies/ Wed, 06 Jan 2021 14:44:41 +0000 https://www.wealthfront.com/blog/?p=13737 Today we are pleased to present our ninth annual list of information technology companies where young people should start their careers. We published this list to complement the career advice I have been giving to my Stanford Graduate School of Business students for the past 15 years: “Your choice of company is more important than your […]

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]]> What Are Robo-Advisors, and How Do They Differ? https://www.wealthfront.com/blog/what-are-robo-advisors-and-how-do-they-differ/ Fri, 06 Nov 2020 22:49:26 +0000 https://www.wealthfront.com/blog/?p=13659 Note: Wealthfront’s Stock-level Tax-Loss Harvesting is now called US Direct Indexing. If you’re interested in investing, odds are you’ve heard the word “robo-advisor” used before. While it’s fun to imagine a robot managing your investment portfolio and beeping cheerfully as it works, robo-advisors are actually automated investing services managed by software instead of human advisors.  […]

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]]> Investing Advice for the 2020 Presidential Election https://www.wealthfront.com/blog/investing-advice-for-the-2020-presidential-election/ Thu, 29 Oct 2020 16:57:28 +0000 https://www.wealthfront.com/blog/?p=13626 On the eve of the 2020 U.S. presidential election, some investors may find themselves worrying about what the coming weeks and months will mean for their portfolios. In a recent blog post, Wealthfront’s Chief Investment Officer Burton Malkiel made some predictions about what could be on the horizon for investors. But should you change your […]

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]]> Don’t Be Fooled by Absolute Returns https://www.wealthfront.com/blog/dont-be-fooled-by-absolute-returns/ Mon, 12 Oct 2020 16:59:15 +0000 https://www.wealthfront.com/blog/?p=13512 Interest in day trading — the buying and selling of securities on the same day, often online, on the basis of small, short-term price fluctuations — explodes whenever there is a sharp upturn in the market over a short period of time. Over the past 20 years or so, the S&P 500 has increased by […]

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]]> Wealthfront’s New Mission https://www.wealthfront.com/blog/wealthfronts-new-mission/ Wed, 24 Jun 2020 17:00:23 +0000 https://www.wealthfront.com/blog/?p=13289 My co-founder Dan Carroll and I chose to partner over a common desire to democratize access to sophisticated financial advice. We came upon this mission from very different experiences. As a venture capitalist, many of my former portfolio company recruits came to me for investment advice after their companies had been acquired or gone public. […]

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]]> What You Need To Know About Tax-Loss Harvesting https://www.wealthfront.com/blog/what-you-need-to-know-about-tax-loss-harvesting/ Tue, 28 Apr 2020 19:42:19 +0000 https://www.wealthfront.com/blog/?p=13054 We don’t need to tell you that global markets have been extremely volatile lately. This can be stressful, especially if you’re checking your portfolio more than usual. There is a silver lining, however. Market volatility presents an opportunity to generate tax losses to offset your taxable gains through a time-proven strategy called tax-loss harvesting. Our […]

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