Alex Michalka | Wealthfront Blog https://www.wealthfront.com/blog Personal Finance & Investing Insights Mon, 25 Nov 2024 18:52:18 +0000 en-US hourly 1 https://www.wealthfront.com/blog/wp-content/uploads/2019/09/cropped-wave-logo-transparent-hi-res-500x500.png Alex Michalka | Wealthfront Blog https://www.wealthfront.com/blog 32 32 Wealthfront’s Automated Bond Ladder vs. a Certificate of Deposit (CD) https://www.wealthfront.com/blog/cd-vs-bond-ladder/ Mon, 25 Nov 2024 18:43:35 +0000 https://www.wealthfront.com/blog/?p=17484 When the Federal Reserve cut the federal funds rate in September 2024, the cut kicked off what many investors believe will be a period of falling interest rates. At a high level, this means borrowing costs (like the rate you pay on credit card debt or a mortgage) are likely to fall, but the interest […]

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]]> Wealthfront’s Portfolios Are Now Even More Tax-Optimized https://www.wealthfront.com/blog/2024-asset-allocation/ Mon, 04 Nov 2024 15:54:38 +0000 https://www.wealthfront.com/blog/?p=17450 Wealthfront Advisers is a registered investment advisor, and that means we have a fiduciary duty to act in your best interest. As part of that commitment, we are always looking for opportunities to help you earn more and keep more. Today, we’re excited to announce we’re releasing updated asset allocations for all of our Automated […]

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]]> What an Election Year Means for Your Investments https://www.wealthfront.com/blog/election-year/ Tue, 29 Oct 2024 20:36:53 +0000 https://www.wealthfront.com/blog/?p=17442 Election years bring uncertainty, and this year’s presidential election is no exception. However, you might be surprised to learn that history shows they usually don’t have much impact on your portfolio. In this post, we’ll dig into the data. What history tells us about investing during election years To understand the impact of presidential election […]

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]]> How To Make the Most of Your Money When Interest Rates Decrease https://www.wealthfront.com/blog/money-when-interest-rates-decrease/ Fri, 27 Sep 2024 15:01:55 +0000 https://www.wealthfront.com/blog/?p=17403 Recently, the Federal Reserve lowered the target range for the federal funds rate. This decision affects most consumer interest rates, so it’s normal to wonder what this change might mean for you. In this post, we’ll explain what interest rate decreases mean for your money and how you can make the most of your savings […]

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]]> Is September the Worst Month for the Stock Market? https://www.wealthfront.com/blog/september-worst-month-for-stock-market/ Wed, 28 Aug 2024 23:26:47 +0000 https://www.wealthfront.com/blog/?p=17323 Is September the worst month for the US stock market? Depending on who you ask, maybe. This belief is so common that it has a name: the “September effect.” In this post, we’ll look at nearly a century of US stock market data to investigate whether there’s any truth to the idea that September is […]

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]]> Why Picking the Winning Sector Is a Losing Game https://www.wealthfront.com/blog/burt-alex-letter-summer-2024/ Tue, 30 Jul 2024 15:50:59 +0000 https://www.wealthfront.com/blog/?p=17278 Wealthfront clients are generally well aware of best practices for building wealth and a retirement nest egg. The holy grail consists of broad diversification, indexing, minimizing costs and taxes, rebalancing, and staying the course (all of which are key tenets of Wealthfront’s investment philosophy). But equally important is to avoid the common mistakes that have […]

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]]> The Case for Investing in Foreign Stocks https://www.wealthfront.com/blog/case-for-foreign-stocks/ Wed, 29 May 2024 18:48:51 +0000 https://www.wealthfront.com/blog/?p=17181 Note: In November 2024, Wealthfront updated its asset allocations. This post has been updated to reflect those changes. You can read more here. US stocks are popular with investors, and it’s easy to understand why. As an asset class, US stocks have recently had several strong years, and they tend to dominate market news and […]

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]]> How and Why to Diversify Your Portfolio https://www.wealthfront.com/blog/what-is-diversification/ Thu, 09 May 2024 17:58:54 +0000 https://www.wealthfront.com/blog/?p=13542 Diversification is the practice of buying a variety of different investments with the goal of balancing risk and reward in your portfolio. A well-diversified portfolio can help you maximize your expected returns without taking on unnecessary or unwanted risk. This is known as improving your “risk-adjusted returns.” You can think of diversification as a way […]

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]]> Ask Wealthfront: Should I Dollar Cost Average? https://www.wealthfront.com/blog/ask-wealthfront-dollar-cost-averaging/ Tue, 23 Apr 2024 21:37:21 +0000 https://www.wealthfront.com/blog/?p=17126 Welcome to our Ask Wealthfront series, where we tackle your questions about personal finance and investing. Want to see your question answered here? Reach out to us on social media and we’ll try to address it in a future column.  If I have a large sum of cash to invest, should I invest it all […]

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]]> Should Interest Rate Changes Affect Your Decision To Invest? https://www.wealthfront.com/blog/investing-based-on-interest-rate-movement/ Wed, 17 Apr 2024 19:37:37 +0000 https://www.wealthfront.com/blog/?p=17106 It can be tempting to adjust your investing strategy based on the news, including news about interest rates—and there’s been plenty of that lately, as many people speculate about if and when the Federal Reserve will cut the target range for the federal funds rate. In a previous blog post, we wrote about how investing […]

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