interest rate Archives | Wealthfront Blog Personal Finance & Investing Insights Tue, 24 Sep 2024 18:55:53 +0000 en-US hourly 1 https://www.wealthfront.com/blog/wp-content/uploads/2019/09/cropped-wave-logo-transparent-hi-res-500x500.png interest rate Archives | Wealthfront Blog 32 32 Why Is the Wealthfront Cash Account APY So High? https://www.wealthfront.com/blog/why-is-wealthfront-cash-account-apy-so-high/ Wed, 31 Aug 2022 21:06:34 +0000 http://www.wealthfront.com/blog/?p=9942 Note: As of , the Wealthfront Cash Account has a APY. Read more about it . We all know that when it comes to earning interest on your cash, more is better. But not all financial institutions pay the same rate—not even close. Since we launched the Wealthfront Cash Account back in early 2019, many […]

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]]> What Impacts the Rate We Can Pay on the Wealthfront Cash Account? https://www.wealthfront.com/blog/what-impacts-the-rate-we-can-pay-on-the-wealthfront-cash-account/ Tue, 08 Oct 2019 22:02:54 +0000 //wealthfront.x5view.co/?p=11040 Note: As of , the Wealthfront Cash Account has a APY. Read more about it . Over the last few months, we’ve had to lower the interest rate on the Wealthfront Cash Account each time the Federal Reserve lowered the target fed funds rate. This may lead you to assume the only time your rate […]

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]]> How Do Interest Rates Work? https://www.wealthfront.com/blog/how-do-interest-rates-work-heres-everything-you-need-to-know/ Fri, 06 Sep 2019 23:16:29 +0000 //wealthfront.x5view.co/?p=10913 Whether you *think* you completely understand what interest rates are and how they work, or you know that you definitely don't know everything about them, this will lay out all the essential details.

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]]> The Fed is Poised to Lower Rates — Is This a Good Thing or a Bad Thing? https://www.wealthfront.com/blog/the-fed-is-poised-to-lower-rates-is-this-a-good-thing-or-a-bad-thing/ Mon, 29 Jul 2019 23:11:08 +0000 http://www.wealthfront.com/blog/?p=10741 Howard Marks, Chairman of Oaktree Capital, is well known for his thoughtful letters to his investors. Today, we're sharing his insightful letter about the Fed possibly lowering rates this week.

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]]> Why a CD Might Not Be Your Best Choice When Interest Rates Are Dropping https://www.wealthfront.com/blog/why-a-cd-might-not-be-your-best-choice-when-interest-rates-are-dropping/ Fri, 26 Jul 2019 20:09:44 +0000 http://www.wealthfront.com/blog/?p=10701 Note: As of October 2023, the Wealthfront Cash Account now offers up to in FDIC insurance through our partner banks. Whenever interest rates decline, as they are expected to do at the end of this month, you are sure to see a slew of articles published that encourage consumers to forego immediate access to their […]

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]]> Ally and Marcus Lowered Interest Rates During The Same Week The Wealthfront Cash Account APY Increased: Here’s Why That Might’ve Happened https://www.wealthfront.com/blog/why-did-ally-and-marcus-lower-their/ Mon, 01 Jul 2019 21:34:14 +0000 http://www.wealthfront.com/blog/?p=10648 Two popular banks offering high-interest savings accounts — Goldman Sachs’s Marcus and Ally Bank — cut their interest rates by 0.1% to 2.15% and 2.1% respectively within 48 hours of Wealthfront's cash APY going up again. So why did this happen?

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]]> Should You Pay Off Debt Or Invest? Here’s The Real Answer https://www.wealthfront.com/blog/should-you-pay-off-debt-or-invest-heres-the-real-answer/ Wed, 27 Feb 2019 00:28:04 +0000 http://www.wealthfront.com/blog/?p=9911 When you have some extra cash, how to do you decide whether to invest it or put it toward paying down debt? We fully unpacked this surprisingly complex quandary, complete with considering emergency funds, toxic debt, and weighing interest rates.

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]]> The Value of Mortgage Refinancing https://www.wealthfront.com/blog/value-mortgage-refinancing/ Wed, 03 May 2017 17:41:23 +0000 http://www.wealthfront.com/blog/?p=7543 If you are a homeowner, it’s more than likely your house is your single most valuable asset. So it’s crucial to understand the factors that affect housing costs, specifically interest rates, which impact your mortgage expenses. It’s also important to know how to benefit from changing mortgage rates by refinancing your mortgage – the why […]

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]]> What Should the Investor Do About The Bond Market? https://www.wealthfront.com/blog/investor-bond-market/ Wed, 06 Apr 2016 16:50:07 +0000 http://www.wealthfront.com/blog/?p=5503 Professional investment advisors as well as academic financial economists have traditionally advised investors to hold widely diversified portfolios. Indeed diversification has often been called “the only free lunch” available to investors. Broad diversification is recommended to provide investors with a reasonably secure rate of return while containing portfolio risk. Diversified portfolios have normally included some […]

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