savings Archives | Wealthfront Blog Personal Finance & Investing Insights Wed, 12 Jun 2024 18:47:30 +0000 en-US hourly 1 https://www.wealthfront.com/blog/wp-content/uploads/2019/09/cropped-wave-logo-transparent-hi-res-500x500.png savings Archives | Wealthfront Blog 32 32 7 Things All Couples Should Think About When Creating A Budget https://www.wealthfront.com/blog/budgeting-tips-for-couples/ Thu, 12 Sep 2019 21:49:18 +0000 //wealthfront.x5view.co/?p=10930 These conversations go way deeper than simply “how much should we spend on takeout every month?” They are undeniably an examination of who you both are at your core, how open and accepting you are of each other’s realest selves, and how you function together as a team.

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]]> 5 Surprising Ways to Trick Your Brain Into Spending Less https://www.wealthfront.com/blog/5-surprising-ways-to-trick-your-brain-into-spending-less/ Thu, 15 Aug 2019 14:00:44 +0000 http://www.wealthfront.com/blog/?p=10857 Yes, sometimes smart financial habits are really just a matter of playing head games with yourself. Here's exactly how to do that.

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]]> How To Save Cash Like An Investor — Even Before You Start Investing https://www.wealthfront.com/blog/how-to-save-cash-like-an-investor/ Fri, 09 Aug 2019 20:02:07 +0000 http://www.wealthfront.com/blog/?p=10835 Maybe you don’t tend to think of yourself as the “type of person who invests” or maybe you're just not ready to invest right now. Either way, you need to read this.

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]]> Why a CD Might Not Be Your Best Choice When Interest Rates Are Dropping https://www.wealthfront.com/blog/why-a-cd-might-not-be-your-best-choice-when-interest-rates-are-dropping/ Fri, 26 Jul 2019 20:09:44 +0000 http://www.wealthfront.com/blog/?p=10701 Note: As of October 2023, the Wealthfront Cash Account now offers up to in FDIC insurance through our partner banks. Whenever interest rates decline, as they are expected to do at the end of this month, you are sure to see a slew of articles published that encourage consumers to forego immediate access to their […]

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]]> How To Build the Emergency Fund That’s Right for You https://www.wealthfront.com/blog/build-emergency-fund/ Tue, 04 Jun 2019 17:11:16 +0000 http://www.wealthfront.com/blog/?p=4453 Even the most careful planners can lose their job or experience unusual healthcare costs. So you know you need an emergency fund — but how much of one do you need?

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]]> The “What-If Fund” — What It Is and Why Every Woman Needs One https://www.wealthfront.com/blog/the-what-if-fund-what-it-is-and-why-every-woman-needs-one/ Mon, 20 May 2019 18:20:06 +0000 http://www.wealthfront.com/blog/?p=10435 You can look at your emergency fund and think of all the bad things it might one day give you the ability to escape, but you can also look at the money and imagine what opportunities or big ideas it might allow you to say yes to.

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]]> 4 Signs You Have Too Much Cash, And What To Do To Fix It https://www.wealthfront.com/blog/4-signs-you-have-too-much-cash/ Wed, 01 May 2019 19:52:13 +0000 http://www.wealthfront.com/blog/?p=10321 Where is the line between what cash you should hang onto and what you should invest? Here are a few signs you might be overshooting the cash zone.

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]]> What to Do With Your Cash—How To Decide What Goes Where https://www.wealthfront.com/blog/6-things-you-could-do-with-your-cash-and-how-to-decide-what-goes-where/ Tue, 09 Apr 2019 20:34:08 +0000 http://www.wealthfront.com/blog/?p=10198 Making money is work — being strategic about where it goes should feel like a fun game. (Well, it’s a game where making the wrong move can cost you actual money, so maybe don’t take it too lightly.) Here are some of the key things you could do with your cash and some insights on how to decide what goes where.

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]]> How You Should Save For Short-Term vs. Long-Term Goals https://www.wealthfront.com/blog/short-term-long-term-saving/ Fri, 29 Mar 2019 17:21:50 +0000 http://www.wealthfront.com/blog/?p=10179 Being mindful and deliberate about how and where you’re saving to maximize growth of your money, make cash easily accessible when you need it, and minimize cash drag? That’s next level.

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]]> Introducing the Wealthfront Cash Account https://www.wealthfront.com/blog/introducing-wealthfront-cash-account/ Thu, 14 Feb 2019 14:30:02 +0000 http://www.wealthfront.com/blog/?p=9848 Today we are excited to announce the Wealthfront Cash Account — the perfect complement to our free financial planning and long-term investing. Our cash account currently pays an interest rate of 1.78%, is FDIC insured for up to $1 million, and has a minimum of only $1.

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